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N° 7/8 July/August 2024

N° 7/8 July/August 2024

Banks’ commitment in a changing world Antonio Patuelli G21, G28 Protection of savers, investors, youth work, businesses, these are the crucial challenges that await Italy. We need a new European strategy ...

Banks and the economy: credit, regulation and growth Fabio Panetta G21, G28 The euro-area and Italian economies have recorded moderate growth, but the future remains uncertain. The still tight monetary conditions and geopolitical t...

The Italian economy between challenges and growth prospects Giancarlo Giorgetti G21, G28 In the last three years, despite an unfavorable demographic trend, economic growth has been stronger in Italy than in other Eurozone countries ...

The determinants of digital financial behaviour: a survey in the Italian context Candida Bussoli, Silvia Intini, Lucrezia Fattobene, Vittorio Sorge G4, G53 Over the past decades, the financial sector has experienced a continuous digital evolution that has changed the range of services and instruments on offer ...

Money, time and value in the age of Ai Riccardo Manzotti E20, E30, O33 Money is literally made of time and embodies a promise based on trust. Just as information has no meaning, so money has no value, but it realizes ...

Banks and the Nrrp: strategic relevance and related initiatives Vincenzo Farina, Edoardo Lanciano, Daniele Previati G20, G21, G28, H12 This article aims to analyze the impact that the Nrrp had on banking strategies and activities in Italy, and the supporting role that banks play ...

Artificial Intelligence and Banks: opportunities and points of attention Gianfranco Torriero G21, G28, O15, O33 Banks are investing in many technological innovations, including Artificial Intelligence. In Italy, Ai could improve efficiency, but it is necessary to man...

The tax regulation of crypto-assets: clarifications from the Italian Revenue Agency Enzo Mignarri E26, E40, E42, H25 Following the approval of a special tax discipline for crypto-assets, the Italian Revenue Agency, after consultation with operators ...

Banking and Artificial Intelligence. Developments, Risks and Regulation Luigi Donato G21, G28, K24, O33 A new industrial revolution is underway with Artificial Intelligence. There is no lack of resistance to change and concern. In any case, Generative Ai ...

Artificial Intelligence and Copyright. Training an AI model and the means to avoid Data scraping Cecilia Trevisi K10, O33 In the training phase of an Ai model, copyright-protected content organised in structured datasets is used, which may contain pre-existing works that are t...

Affordability index in Italy Vincenzo D’apice, Francesco Masala, Pierluigi Morelli C43, R21, R31 In 2023, conditions for buying a home remained favourable by historical standards, with the affordability index largely above historical levels ...

Daniel Kahneman, who taught us how to look inside our minds Barbara Alemanni B20, B59, G41 The passing of Daniel Kahneman has created a great void in the field of Behavioral science. The first psychologist to receive the Nobel Prize ...

A new era for the European payments market: digital, instantaneous, uniform Alessio Botta, Beatrice Martin, Elia Sasia E42, G21, G28 The European payments landscape is characterized by significant fragmentation, with various effective local solutions and heterogeneity in cash penetration...

L'oro e la guerra in Europa; i banchieri centrali e la politica in Italia. L'intreccio dell'ultimo libro di Federico Fubini potrebbe reggere un saggio storico così come ... Antonio Quaglio E42, G21, G28 Gold and war in Europe; central bankers and politics in Italy. The plot of Federico Fubini’s latest book could sustain a work of history as easily as a spy...