How to subscribe

Subscriber Login

N° 12 December 2013

N° 12 December 2013

The road towards Banking Union Ignazio Angeloni, Giacomo Caviglia E50, E52, G01, G21, G28 Establishing a European Banking Union offers clear opportunities: to break bank-fiscal interactions, national supervisory silos and home biases, to reduce ...

The Single Supervisory Mechanism, a first step against fragmentation Luigi Chiarella, Guido Ferrarini E50, E52, G01, G21, G28 Supervisory fragmentation is a cause of systemic risk, as cooperation amongst national authorities is bound to fail in crisis events. The situation will be...

Financial education among university students in Italy: the state of the art Elisa Bocchialini, Maria Adele Milioli, Lucia Poletti, Beatrice Ronchini D14, D18, I21, I22 A sample of 1,087 Italian university students was surveyed to investigate their financial education and its determinants. Financial education of first-year...

Savings, a key factor for growth Antonio Patuelli E21, G21, K34 Italian savings is a necessary condition for economic growth and employment development and for this reason it deserves respect and appreciation. It must b...

Credit monitoring as a new integrated process Aldo Letizia G21, G28 Since the crisis, national authorities have taken several measures to improve financial institutions’ risk governance.These measures imply new tasks and du...

The road to compliance: the new regulation on Internal controls system in Italy Rupert N. Limentani, Normanna Tresoldi G01, G21, G28 The recent Bank of Italy regulations will deeply change the framework of internal controls system for banking intermediaries in Italy

The credit license, a tool for measuring credit performance Rocco D’Acunto, Antonino Del Gatto, Marcello Pallotta G21, G29 Advanced credit risk measurement models, although statistically accurate and predictive, can not completely replace the human factor, which can develop mor...

A spatial analysis of the liquidity of italian firms Carlo Boselli, Francesco G. Truglia, Alessandro Zeli C33, G01, G32 Liquidity is an important indicator of the state of health of firms. It is, also, a measure of early warning of a possible forthcoming company default. Dur...

BOOKS – Small business: the backbone of Italy’s productive system Francesco Dandolo

Financial regulation monitoring 15 November – 12 December 2013 AA.VV. (Istituto Einaudi)