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N° 11 November 2024

N° 11 November 2024

Tecnologie, un cambiamento dirompente Nicola Forti A special issue of Bancaria to examine the themes of innovation in depth. This was the journal’s idea to accompany a major event ...

Digitalization, Gen Ai and the labour market: opportunities and risks Paolo Angelini O15, O33 Digitalization and generative Ai can create new job opportunities and improve the productivity and quality of work, but they also risk displacing certain f...

Artificial Intelligence and the financial sector: Opportunities, risks and regulation Leonardo Gambacorta G20, K24, O33 Artificial Intelligence, especially generative Ai, is transforming the financial sector by improving operational efficiency, risk management, and consumer ...

Artificial Intelligence? No fear, let’s take it with philosophy Massimo Cerofolini A10, G10, M15 Interview with Yale philosopher Luciano Floridi, author of Filosofia dell’informazione («Philosophy of Information»): we need a new branch in philosophy th...

I buy therefore I am: the Artificial consumer. Towards a hybrid human-artificial economy? Riccardo Manzotti E20, O33 If it were possible to implement and deploy artificial consumers, what impact would they have on the economy? How would the role of conscious human beings ...

Artificial Intelligence in banks: a guide to adoption Giusella Finocchiaro G21, G28, K24, O33 Meeting the challenge of Artificial Intelligence requires a reconstruction of the composite framework of rules to be applied, starting with the Artificial ...

The European Artificial Intelligence Act: impacts and perspectives Andrea Conso, Luca Gandolfi, Roberto Ferretti K29, O33 On 12 July 2024, the Artificial Intelligence Regulation (Ai Act) was published in the Official Journal of the European Union. The publication marks the con...

The digital euro that (perhaps) will come Francesca Mattassoglio E42, E50, E58 It is necessary to be aware of the innovative potential of a public digital currency which can allow, through the development of appropriate payment servic...

Finance in the Knowledge Economy Giorgio Gobbi D83, G20, G24 Information and communication technologies have changed the way companies are financed. Investments in intangible assets are poorly suited to financing ...

There are no longer the payments and credit of the past. A new ecosystem of players and services Umberto Filotto E42, G20 It is the technology that makes it possible to modulate and make products increasingly flexible and adapt them to the changing, diversified and increasingl...

Sustainability assessment: Eu regulation and estimation tools Lucia Alessi K20, Q50, Q56 This article provides an overview of the milestones in the legislative landscape on sustainable finance, i.e. the Corporate Sustainability Reporting Direct...

Artificial Intelligence, risk management and the financial sector: the Safe model to assess the risks of Ai Paolo Giudici G32, O30, O33 The growth of Artificial Intelligence applications requires to develop risk management models that can balance opportunities with risks. We contribute to t...