A spring wind is
awakening interest in credit to the agricoltural sector: it is the
life-giving breath of Esg-driven sustainability. Agricultural financing
nourishes both body and spirit and therefore intercepts both the
environmental and social perspectives. The following reflections, which
summarize the speech given at the presentation of the Fondazione
Ravà Research Paper dedicated to the topic, analyze three
perspectives: the strategic dimension within which banks should
revitalize agricultural financing, the management dimension referring
to a combined inside-out and outside-in approach, and the operational
dimension leading to the choice of credit products dedicated to
agricultural businesses and their pricing. The proposed vision follows
a holistic dimension – thus not merely riskbased –
offering banks the opportunity to recall their original function in the
service of the economy of wellbeing where the agricultural sector is an
undisputed protagonist.
