Journal of
Italian
Banking
Association
year 100
Italian
Banking
Association
year 100
Archive » September 2025 » The evolution of the banking sector in response to FinTech and BigTech competition
The evolution of the banking sector in response to FinTech and BigTech competition
Gian Maria Gros-PietroSeptember 2025 - n. 9
Keywords: Banche, FinTech, BigTech
Jel codes: G21, G28, O31, O33
An in-depth reflection on the effects that technological disruption could generate in the European credit sector appears indispensable. It is essential to anticipate the signs of a possible excessive weakening of traditional institutions and the risks of a reduction in territorial coverage, similar to what has been observed in other production sectors as a result of unregulated or asymmetrically regulated globalization processes. In this scenario, it is necessary to adopt a proactive approach, capable of exploiting the opportunities offered by digital evolution without neglecting present and future challenges.
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