

The demographic transition represents a long-term structural challenge, affecting deeply Italy's growth trends and and social aspects. The available evidence clearly shows that the demographic factor is one of the main constraints on development potential, but also that there is concrete scope for action to mitigate its effects. In this scenario, the coordination between public policies and initiatives of the banking sector takes on central importance. Banks, at the service of the real economy, are called upon to actively contribute to this process, supporting families and businesses in investment and educational choices.
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