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Archive » October 2014 » Consumer credit, an opportunity for economic recovery and for households’ chances

Consumer credit, an opportunity for economic recovery and for households’ chances

Stefano Cosma, Umberto Filotto
October 2014 - n. 10
Jel codes: D12, D14, G21

Consumer credit is an opportunity if used to finance projects aimed to improve individual and households' well-being, but it is also bears a clear responsibility and has to be carefully considered in order to avoid over-indebtedness. It is also a key factor for economic recovery but it is necessary to improve consumer education and awareness on credit and finance, disclosure and access to clear information and to avoid excessive regulation

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